Time to Review Your Home Insurance Policy

The Atlantic basin is expected to see an above-normal hurricane season this year, according to the seasonal outlook issued by NOAA’s Climate Prediction Center – a division of the National Weather Service.

Across the entire Atlantic Basin for the six-month season, which begins June 1, NOAA is predicting the following ranges this year:

• 12 to 18 named storms (winds of 39 mph or higher), of which:
  
• 6 to 10 could become hurricanes (winds of 74 mph or higher), including:
  
• 3 to 6 major hurricanes (Category 3, 4 or 5; winds of 111 mph or higher)

Each of these ranges has a 70 percent likelihood, and indicate that activity will exceed the seasonal average of 11 named storms, six hurricanes and two major hurricanes.


It is time to review your policies,  coverage, limits and deductibles.  A careful inspection of your Homeowners, Auto and Boat Insurance by a Pro America Insurance Team Member and an assessment of your needs will help insure that you have appropriate coverage  before a major weather events threatens South West Florida.  Understand that once a tropical storm or hurricane watch or warning has been issued by the National Weather Service for any part of the state of Florida a statement of "NON BINDING AUTHORITY" is issued by individual insurance companies which strips all insurance agents of the authority to bind  new applications or process endorsements (changes) for increased coverage  regardless of effective date.  


You should also be aware of the claims process if a loss is realized.  A careful review of your policy will answer many of these questions.  However, if understanding the fine print becomes a challenge stop in to one of our branches and a Pro America Insurance Agent will happily explain your coverage's. A thorough list of contents and value should be kept along with other important documents in an easily accessible place should evacuation be necessary.  Take the time to Secure your home from storm damage, protect your vehicle and properly store your boat.  Visit the National Hurricane Center for information on Hurricane Preparedness.  Your can register your family, including pets, create a family or business plan and get suggestions for an emergency kit tailored just for you from the Florida Disaster web site.    

Don't delay! Now is the time to review and revamp your Homeowners, Auto and Boat Insurance coverage!  Call our Pine Ridge Office at 239.434.5500 or our Immokalee Branch at 239.596.2400, stop in or request a fast and free rate quote on line. 

Michael Watkins Kills it... Top Producer in Naples Insurance

Michael Watkins earned Top Producer in Pro America's six month bonus competition.  Michael had the highest numbers in Volume of Insurance Policies written and Total Premium for the period December 1, 2010 through May 31, 2011.  Way to go Michael!  Michael has been part of the Pro America Insurance, Naples, FL team since February 2006.  He specializes in Homeowner Insurance and celebrated his 35th year in the Insurance Industry, June 14th.  He has won many awards over the years for excellence, integrity and knowledge.  Namely, the National Sales Achievement Award, which he has won several times, and the National Quality Award.  He has also taught Life Underwriter Training courses.  His many years of experience makes him an essential part of the Pro America Team.  Michael is an avid baseball fan. He humbly calls himself  a "student of the game".  Sadly, his favorite team is The Detroit Tigers not the Philadelphia Phillies.  Michael works in our Pine Ridge Office.  Stop by for a consultation and congratulate him on his accomplishment!