It is important to know that you will pay more for a teen driver because statistically they are responsible for more claims and accidents. However, some car insurance companies offer rate reductions after three years of experience. If you’re teen driver has an operator’s license at 16 years old that means when he turns 19 you will see a reduction in your premium.
Additionally, various auto insurance companies offer cost saving programs for teen drivers. Safeco offers Teensurance. The Teensurance Program promotes replacing worry with confidence and trust. The program offers; Roadside Assistance, GPS Vehicle Tracking, Speed, Arrival/Departure and Curfew Alerts sent to your phone or computer. Although they have competitive prices this is a perfect example of how cost may not be the only determining factor for all consumers.
Currently Mercury is offering the most competitive car insurance rates for teen drivers but you should call Pro America Insurance Agency in Naples FL for expert and intuitive advice while purchasing Car Insurance for your new driver.